Welcome to the service platform provided by DenirBank. This comprehensive disclaimer, privacy notice, and user agreement ("Agreement") is designed to inform you of our practices, legal rights, personal data handling procedures, and limitations of liability. By accessing or using our website and services, you expressly agree to the terms outlined herein. We encourage you to read this Agreement in its entirety. Should you disagree with any part of our policies, we ask that you refrain from using our services.

This document incorporates and explains our adherence to applicable privacy regulations including provisions similar to the requirements of GDPR, CCPA, LGPD, PDPA, and PIPL to the extent they are relevant for our operations and your location. We understand that personal data is a valuable asset, and we are committed to protecting your privacy and ensuring transparency about how we process, store, and secure your information.

General Disclaimer

All information provided on this website is offered on an "as is" and "as available" basis. DenirBank makes no warranties or representations, express or implied, regarding the operation, reliability, accuracy, or completeness of any content, software, or services made available through our website. While we strive to correct any mistakes or inaccuracies in our content, DenirBank does not guarantee that any errors will be corrected or that access to the website will be uninterrupted. Use of this website is subject to your acceptance of all risks associated with its use.

Neither DenirBank nor any of its affiliates, directors, employees, or agents assume liability for any direct, indirect, incidental, consequential, or punitive damages arising out of or related in any way to your use of or inability to use the provided information, services, or the website itself. This disclaimer includes, but is not limited to, conflicts related to factual inaccuracies, compatibility issues, technological malfunctions, or any losses suffered due to the use of information published on the site.

The information presented on our website is subject to change without notice and should not be interpreted as definitive guidance on any subject, including but not limited to legal, financial, or professional advice. Users are encouraged to seek independent professional advice before making decisions based on information found on this website.

Limitation of Liability

Under no circumstances, including but not limited to negligence, shall DenirBank be liable for any special, incidental, indirect, consequential, or punitive damages that may arise from your use of, or inability to use, our website or services. This affirmation applies even if DenirBank has been advised of the possibility of such damages. All liability is expressly excluded to the maximum extent permissible by applicable law ensuring that our financial and legal exposure remains minimized.

You acknowledge and agree that any losses incurred by you are the sole responsibility of you or any third party and that DenirBank is not, in any manner, responsible for or liable to reimburse any such losses. This limitation of liability remains effective regardless of whether any claim arises from contract, tort, strict liability, or any other legal or equitable theory.

Privacy and Data Security

DenirBank is committed to safeguarding your personal information. Personal data collected from users is managed in strict compliance with applicable privacy regulations, such as (but not limited to) GDPR, CCPA, LGPD, PDPA, and PIPL, where they apply. We implement robust technical and organizational measures to ensure that your data is processed securely, stored safely, and handled respectfully.

Collection, use, and storage of your personal information are described in our detailed internal privacy practices. We collect only the information necessary for the purposes of providing our services, optimizing website functionality, and ensuring personalized user experiences. Types of personal data we may collect include, but are not limited to, contact details, user preferences, and technical information such as internet protocol (IP) addresses, browser types, and cookie identifiers.

All the personal data you provide is processed and stored in secure environments. We employ encryption, firewalls, access controls, and regularly update our systems and software to guard against unauthorized access, alteration, disclosure, or destruction of data. Furthermore, we continually assess and refine our security measures to address emerging cyber threats.

DenirBank acknowledges your rights regarding your personal information. Accordingly, you have the right to request access to your data, rectify any inaccuracies, or request its complete deletion from our systems within the boundaries set by applicable legislation. Requests for deletion of personal information will be processed promptly and in accordance with established legal timeframes and any mandatory retention periods imposed by law.

Data retention policies are designed to store your personal information only for as long as it is necessary for the fulfillment of the purposes for which it was collected. Once the data is no longer needed, it will be securely purged from our systems. These retention periods are continually reviewed in line with evolving legal requirements.

All processing of your data is done in a transparent manner. In circumstances where data processing is carried out based on consent, you can withdraw your consent at any time. The withdrawal of consent does not impact the lawfulness of any processing conducted prior to your request. It is your responsibility to read our privacy communications carefully so that you fully understand how your data is handled.

User Responsibilities and Acceptable Use

By using the services of DenirBank, you agree to not misuse the information or services provided on the website. While we endeavor to ensure that our content accurately reflects our current services, you are responsible for confirming the currency and applicability of the information for your specific circumstances. Notwithstanding any representations, we are not responsible for potential damages arising from reliance on outdated or inaccurate information.

Users must refrain from engaging in any activities that violate applicable regulatory requirements or infringe on the intellectual or proprietary rights of others. This includes, but is not limited to, unauthorized use, reproduction, distribution, or modification of any content provided on our website without prior consent. Any breaches of these guidelines can result in the immediate termination of your access to our services.

In addition, you agree not to use our website as a channel for uploading or distributing any harmful, unlawful, or objectionable content. Responsibility for all content submitted or distributed by you remains solely yours. We reserve the right to remove and/or block any content that in our sole discretion contravenes the guidelines outlined herein.

Dispute Resolution and Modifications

In the event of any dispute arising in connection with this Agreement or the use of our website and services, you agree that such dispute will be resolved primarily through informal negotiations. Should informal discussions fail, both parties may seek to resolve the matter through mediation or arbitration before pursuing any legal proceedings. DenirBank maintains the right to enforce any limitations or exclusions of liability contained herein under the best available methods permitted by local laws.

Additionally, DenirBank reserves the right to update or modify the terms, conditions, and policies set forth in this Agreement at any time. All modifications will be effective immediately upon posting to our website, and it is your responsibility to review these changes periodically. Continued use of our services following any modifications signifies your acceptance of the amended terms.

We advise that you regularly review this Agreement for any updates or alterations.

Miscellaneous Provisions

This Agreement constitutes the entire understanding between you and DenirBank regarding the subject matter addressed herein. In the event that any provision of this Agreement is determined invalid or unenforceable by any competent court, the remainder of the Agreement shall remain in full force and effect.

The headings used in this Agreement are for convenience only and do not affect the interpretation or meaning of the provisions that follow. No waiver of any provision of this Agreement shall be deemed a further or continuing waiver of such provision or any other provision. Failure to enforce any of your rights under this Agreement shall not constitute a waiver thereof.

If you have any questions or concerns regarding this disclaimer or any of our policies, please take the time to review the relevant sections of our Agreement in detail. By continuing to interact with our services after the posting of changes to this Agreement, you signify your acceptance of those changes.

Effective Date and Final Acknowledgments

This Agreement is effective as of 2026-01-24. We encourage you to periodically check for updates to this Agreement, as any amendments will be clearly posted and will become effective immediately upon distribution.

Your continued engagement with our platform constitutes your confirmation that you have read, understood, and agreed to the entirety of this Agreement. It is essential to recognize that your use of our services is entirely at your own risk and that DenirBank will not be held responsible for any direct, indirect, incidental, or consequential damages arising in connection with your use of our website.

Thank you for choosing to work with DenirBank. We are dedicated to ensuring the highest standards of data privacy and providing a secure, functional, and user-friendly environment. Please keep a copy of this Agreement for your records.